At SINNAD, we ensure that the financial institutions and their cardholders experience the benefits of being part of the domestic and global card payment Networks.

SINNAD switching service is an economical alternative for any financial institution wishing to connect their in-house or outsourced processing center to VisaNet or MasterCard. Clearing and settlement files are forwarded back and forth through SINNAD between the these institutions and the external payment system. In general, the native file formats of the respective payment system are used. Our Switching solution typically integrate with Local / National Switches along with the International schemes to ensure the optimal routing and acceptance of your card-based transactions and maximise card usage in the respective Networks.

The services cover the complete transaction life cycle, including authorization, clearing and settlement.

Functionality:

• Secure and flexible payments switching, routing, authorisation
• Extensive library of interfaces to host systems, payment networks and Core Banking Systems
• Scripting engine for processing logic customisation, including fraud detection (Algorithmic)
• Remote access to processing center resources for full system management
• Extensive transaction set
• All types of cards supported
• Full multi-currency and multi-lingual capability