SINNAD provides full support to financial institutions for their card business. SINNAD comprehensive card management solutions and services for financial institutions include issuing Debit, Credit and Prepaid cards, and fully supports Contactless and Chip card functionalities. It covers the whole card management lifecycle for both local (private label) and international cards (Visa and MasterCard certified). SINNAD’s system and can be integrated with different card personalization solutions and interface with all core banking systems.

Functionality:

• Full card lifecycle management
• Payments and account management
• Support of extensive range of cards, card products and accounts, including cards of all international payment networks and some domestic
• Revolving credit management and instalments module
• Scoring and collections features
• Flexible settlement functionality
• Banking and retail loyalty programmers
• Flexible commissioning, fee and interest calculation
• Tools for building customer-tailored workflow
• Full multi-currency and multi-lingual capability
• Advanced API

Strengths:

• Remarkable set of functionalities with many features covering retail banking beyond payment cards
• Extensive customization capabilities making it suitable for a great variety of business needs and markets
• Efficiency: ability to support over to 100 million customers on one institution
• Scalability: can incrementally ‘grow’ together with financial institution needs, thus, ensuring long-term ROI
• Extensive integration options with various external systems