Bachelor’s Degree in Accounting, University of Bahrain. A Certificate in Bankcard Management, Institute of Financial Services (ifs), UK. Rana joined SINNAD back in 2009 with Retail Banking experience and over 22 years of experience as a Card Business specialist. Rana has comprehensive knowledge of various card payment industry aspects from both technical and business sides. Her experience in the payment industry includes managing different card programs for both Visa and MasterCard Debit and Credit.